OCT Payments

Only Creators outside of the US are eligible to use Original Credit Transaction (OCT), a payment option that allows direct payments of funds to credit card users. 

In the event that the following error message appears:

"The reason we were unable to complete your payout is as follows: Please try withdrawing in 12 hours or using a different card. If the issue still exists, select an alternative payout mechanism."

It's possible that your current card does not accept Direct Transfer (OCT) payments; try adding another card. 
After a whole day, make another request.
Try the other payout options accessible for your account if these solutions don't work.

Help & FAQ